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Confidential, practical business support for UK company directors dealing with HMRC pressure, cash-flow problems, creditors, company debts or difficult business decisions.
When you're running a business under pressure, knowing what to do next can be difficult. Tenable Business Support helps directors understand the situation, explore the available options and make informed decisions about what happens next.
Confidential • Practical • No Judgment • England, Wales & Scotland
Tenable Business Support provides practical business support, guidance and information to UK company directors. We do not provide loans, credit, debt-relief products or regulated financial services, and we are not licensed insolvency practitioners. Where regulated professional advice or formal insolvency services are required, we will make this clear.
Business problems look very different when you're the person responsible for dealing with them. We have owned, operated, bought and sold businesses ourselves. We understand cash-flow pressure, difficult decisions, creditors, HMRC concerns and the responsibility that comes with being a company director.
Tenable Business Support exists to give directors somewhere to turn before making decisions that could affect their company, employees, finances and future. We listen first.
Then we help you understand the problem, the options available and the practical next steps.
Every business situation is different. Whatever pressure you're under as a director, the right starting point is understanding where you actually stand.
PAYE, VAT and Corporation Tax arrears, HMRC letters and enforcement concerns.
Difficulty paying wages, suppliers, HMRC or other commitments when they fall due.
Suppliers and other creditors chasing payment or threatening action.
Understanding the options when a Limited Company cannot pay everything it owes.
Understanding winding-up petitions, statutory demands, enforcement and the importance of acting promptly.
Director duties, personal guarantees, director loan accounts, wrongful trading, misfeasance and potential personal liability.
Understanding whether a viable underlying business could be stabilised or restructured.
Understanding the options where continuing the company may no longer be realistic.
Practical independent support for directors making difficult commercial decisions.
Straight answers to the questions UK company directors most often ask when they're under financial pressure.
Act early and seek practical advice before the situation worsens. Start by reviewing your cash position, the amounts owed, and what you can realistically pay. Tenable Business Support provides practical business support and commercial guidance to help directors understand their options — whether that's stabilising the business, restructuring, or exploring a formal insolvency process with a licensed insolvency practitioner where necessary.
HMRC is a powerful creditor and can take enforcement action, including applying to wind up your company. If you cannot pay, you should communicate with HMRC promptly rather than ignore correspondence. Tenable can offer practical guidance on engaging with HMRC, understanding your options, and — where formal steps are needed — referring you to an appropriately licensed insolvency practitioner.
Yes, HMRC can agree a Time to Pay arrangement allowing a company to settle tax debts in instalments over an agreed period. This is often possible where the business is fundamentally viable and a realistic proposal is put forward. Tenable provides practical business support to help directors prepare for these discussions, while formal insolvency work remains the role of a licensed insolvency practitioner.
Generally not, because a Limited Company is a separate legal entity and directors are not normally personally liable for its debts. However, personal liability can arise in certain situations — for example, if you have given a personal guarantee, owe money on a director's loan account, or are found liable for wrongful trading or misfeasance. Tenable offers director-focused guidance to help you understand where you may be exposed.
A personal guarantee is a separate promise to repay a company debt if the company cannot, so it can survive the company's closure. The lender can pursue you personally for the guaranteed amount, subject to the terms of the guarantee. Understanding exactly what you have signed and to whom is an important first step, and this is an area where Tenable can provide practical information and commercial guidance.
It depends. Many businesses trade through temporary cash-flow pressure successfully, but directors have a legal duty to consider whether the company is, or is likely to become, insolvent. Continuing to trade while knowingly insolvent can risk a wrongful trading claim. Tenable helps directors assess the position honestly and understand their options before making a decision that could affect them personally.
Wrongful trading occurs when a director continues to trade while they knew, or ought to have known, that there was no reasonable prospect of the company avoiding insolvent liquidation. If found liable, a director can be ordered to contribute to the company's assets. Acting on proper advice and carefully documenting decisions is a key defence, which is why seeking guidance early is so important.
A creditor is asking the court to close your company, and the matter can move quickly — the petition may be advertised and your bank account frozen. You should act immediately, as there are often options such as reaching agreement with the creditor or seeking a formal rescue procedure. Tenable can help you understand what is happening and the practical next steps, working alongside a licensed insolvency practitioner where required.
Yes, but the correct route depends on your circumstances. A solvent company may be able to use members' voluntary liquidation, while a company that cannot pay its debts would normally be closed through a creditors' voluntary liquidation (CVL), which must be handled by a licensed insolvency practitioner. Tenable can explain the available routes and help you decide the most appropriate step.
The company ceases to exist and directors lose control of it. The appointed liquidator or Official Receiver will investigate the directors' conduct, and directors can face personal liability, director loan account repayment, or disqualification in certain cases. Understanding your position after liquidation is important, and Tenable can provide practical director-focused guidance on what comes next.
Often yes, but there are restrictions. You cannot reuse the old company's name (or a similar name) in certain circumstances without court permission, and you must not act as a director while subject to a disqualification order. If you plan to start again, it's worth taking advice to make sure you comply with the rules — something Tenable can help you understand before you act.
As early as possible. Directors often wait until a crisis, but seeking help early — when cash flow is first strained or HMRC letters arrive — widens your options considerably. The earlier a director understands the position, the more choices are available. Tenable exists to give directors a practical starting point before decisions are forced upon them.
No. Tenable Business Support does not provide loans, credit or regulated financial products, and we are not a lender or credit broker. Our role is practical business support and commercial guidance — helping directors understand their situation and the options available, rather than arranging finance.
No, Tenable Business Support is not a licensed insolvency practitioner. We provide practical business support, commercial guidance and information to directors. Where formal insolvency work is required — such as a CVL, CVA or administration — this must be carried out by an appropriately licensed insolvency practitioner, and we can help you understand when that is needed.
Yes. Many directors benefit from understanding their position in plain English before committing to a formal process. Tenable provides independent, director-focused support to help you get your head around the situation, the questions to ask, and the options available — so that if and when you do approach a licensed insolvency practitioner, you do so with a clearer picture.
Too many so-called "advisors" offer false hope and unrealistic promises, just to collect their fees. Quick fixes, miracle solutions, and guaranteed results that never materialise.
Old-school, down-to-earth business advice. We tell you the truth about your situation - even when it's hard to hear - and provide honest, practical solutions that actually work.
We don't just take your fee - we solve your problems.
Clear, confidential help with the issues that can keep a director awake at night — from HMRC arrears and cash-flow pressure to difficult decisions about the future of the company.
Professional debt restructuring, cash flow management, and creditor negotiations to stabilize your company's finances.
Expert support for PAYE, VAT, and Corporation Tax arrears with Time to Pay arrangements.
Practical help to stabilise a struggling business, reduce pressure and work out whether recovery is realistic.
Focused support for Bounce Back Loan settlement difficulties and financial institution discussions.
Helping directors understand personal guarantees, director loan accounts, wrongful trading and personal liability — and when specialist advice is needed.
A confidential conversation when things feel urgent — winding-up petitions, statutory demands, enforcement or immediate cash pressure.
Emergency response for organizations confronting immediate fiscal challenges or litigation threats.
We work with Limited Company directors across the UK — from £250K turnover upwards, with no upper limit — who are facing real financial pressure and need honest, practical help
PAYE, VAT, or Corporation Tax arrears mounting up — with enforcement notices, penalties, and the threat of winding-up action
Suppliers chasing payments, cash running short, and struggling to meet payroll — with directors personally on the line
Winding-up petitions, statutory demands, bailiff visits, or CCJs — and worried about personal liability as a director
Feeling isolated, losing sleep, unsure what options exist — and need clear, confidential guidance without judgement
Real feedback from business owners we've helped when things looked impossible
"Tenable Business Support saved our manufacturing company from liquidation. Their emergency response within 2 hours and CVA expertise was exceptional. Highly recommended for any business in crisis."
"Outstanding director protection services. They defended us against misfeasance claims and negotiated with HMRC to avoid personal liability. Professional and results-driven. I'd have lost everything without them."
"I was facing a winding-up petition from HMRC and didn't know where to turn. They stepped in, dealt with HMRC directly, and got us onto a Time to Pay arrangement. Six months later we're still trading. Can't thank them enough."
Our proven process ensures comprehensive support tailored to your specific business challenges and goals.
We start with a comprehensive assessment of your business situation and challenges at no cost to you.
We develop a personalized action plan based on your specific needs and business circumstances.
We work alongside you to implement solutions, manage creditors, and restructure your business finances.
We support your business through recovery and help position it for sustainable growth and success.
Don't wait until it's too late. Get your free consultation today and take the first step towards business recovery.