What are the early warning signs that my business needs help?

Key warning signs include declining cash flow, increasing debt levels, difficulty paying suppliers or HMRC, relying heavily on overdrafts, losing key customers or staff, and receiving legal threats like statutory demands or winding up petitions.

How can you help protect my personal assets as a company director?

We provide comprehensive director protection including defense against misfeasance claims, personal liability assessments, asset protection strategies, and guidance on director duties during financial distress.

What's the difference between a CVA and Administration?

A Company Voluntary Arrangement (CVA) allows your business to continue trading while paying creditors reduced amounts over time. Administration provides stronger legal protection but involves an administrator taking control.

Recognize Warning Signs for Business Health – Avoid Insolvency

Early Warning Signs: When to Seek Professional Help

Recognize the critical warning signs that indicate your business needs immediate professional intervention to avoid insolvency.

Tenable Support Team

Senior Business Advisor

6 min read

Recognizing the early warning signs of business distress can mean the difference between successful recovery and insolvency. The sooner you identify these red flags, the more options you'll have to save your business.

Critical Warning Signs

Financial Indicators

Declining cash flow for 3+ months
Unable to pay suppliers on time
Bounced checks or failed payments
Maxed out credit facilities
Falling behind on tax payments

Operational Signs

Key staff leaving
Declining customer satisfaction
Loss of major contracts
Inventory management issues
Quality control problems

Relationship Indicators

Suppliers demanding cash on delivery
Bank requesting additional security
Creditors threatening legal action
Customers paying slower
Difficulty obtaining credit

Market Signals

Losing market share
Increased competition
Industry downturn
Regulatory changes
Technology disruption

When to Seek Professional Help

1-2

Early Stage

1-2 warning signs present. Consider business advisory services.

3-5

Urgent Action

3-5 warning signs. Immediate professional intervention required.

Crisis Mode

6+ warning signs. Urgent insolvency advice needed now.

Don't Wait Until It's Too Late

If you've identified warning signs in your business, act now. Early intervention saves businesses.

Get Urgent Help