Free Business Resources

Free UK Business Crisis & Insolvency Resources

Download expert business rescue guides, financial restructuring checklists, HMRC debt resolution strategies, director protection resources, and insolvency avoidance tools. All resources created by qualified business specialists with 15+ years UK business recovery experience.

Emergency Business Crisis Checklist

Essential actions for immediate business threats

A comprehensive 24-point checklist covering immediate actions to take when your business faces closure threats, HMRC enforcement, or creditor pressure. Includes emergency contact templates and priority action sequences.

Immediate threat assessment framework
Emergency contact scripts and templates
Priority action sequence for different crisis types
Director protection strategies
Use Crisis Assessment Tool

Complete HMRC Debt Resolution Guide

Expert strategies for resolving tax debt

A detailed 32-page guide covering all aspects of HMRC debt resolution including Time to Pay arrangements, penalty appeals, enforcement prevention, and director protection strategies. Written by qualified business specialists.

Time to Pay arrangement negotiation tactics
Penalty reduction and appeal strategies
Enforcement action prevention methods
Director personal liability protection
View HMRC Debt Guide

Director's Liquidation Survival Guide

Protect yourself during company liquidation

Essential protection strategies for directors facing company liquidation. Covers misfeasance claims, disqualification proceedings, personal asset protection, and wrongful trading defense. Based on 15+ years of director defense experience.

Misfeasance claim defense strategies
Director disqualification prevention
Personal asset protection methods
Wrongful trading liability avoidance
View Liquidation Guide

CVA vs Liquidation Comparison Chart

Choose the right business rescue option

Comprehensive comparison of Company Voluntary Arrangements versus liquidation options. Includes decision flowchart, cost analysis, timeline comparisons, and suitability criteria to help you choose the best path for your business.

CVA vs liquidation decision flowchart
Cost and timeline comparison analysis
Business suitability criteria checklist
Director impact assessment matrix
View CVA Guide

Professional 13-Week Cash Flow Forecast Template

Excel template with automated calculations & scenario planning

Professional Excel template used by business consultants to create accurate 13-week cash flow forecasts. Features automated calculations, scenario planning tools, visual dashboard charts, and early warning indicators. Essential for business planning, loan applications, and crisis prevention.

Pre-built Excel formulas and calculations
Best case, worst case, realistic scenario planning
Visual dashboard with automated charts
Cash flow crisis early warning system
Use Interactive Template

47-Point Monthly Business Health Checklist

Professional monitoring system for early problem detection

Comprehensive 47-point monthly business health assessment used by professional consultants to monitor business performance and catch problems early. Includes risk scoring system, action priority matrix, and early warning indicators for cash flow, profitability, and operational issues.

47 critical business health indicators
Automated risk scoring system (1-10 scale)
Action priority matrix for urgent issues
Monthly tracking and trend analysis
Use Health Checklist Tool

Professional Creditor Negotiation Scripts & Templates

Proven conversation scripts for creditor negotiations

Professional conversation scripts and email templates for negotiating payment arrangements with creditors, suppliers, landlords, and HMRC. Includes specific approaches for different creditor types, objection handling techniques, and follow-up strategies that have secured millions in payment deferrals.

Phone conversation scripts with objection handling
Professional email negotiation templates
HMRC-specific Time to Pay approaches
Supplier and landlord negotiation strategies
Use Negotiation Scripts

Complete Director Protection & Legal Compliance Checklist

Essential legal protection for company directors

Comprehensive director protection checklist covering legal obligations, personal asset protection strategies, and compliance requirements during business difficulties. Includes documentation templates, liability assessment tools, and step-by-step protection protocols used by insolvency lawyers.

Complete legal obligation compliance checklist
Personal asset protection strategies
Essential documentation and record-keeping
Wrongful trading and misfeasance protection
Use Protection Guide

Business Emergency Fund Calculator & Savings Plan

Calculate optimal emergency funding requirements

Professional Excel calculator to determine exactly how much emergency funding your business needs based on your specific circumstances. Includes automated calculations, risk scenario modeling, savings plan generator, and monthly tracking tools to build your financial buffer systematically.

Automated emergency fund calculations
Personalized savings plan generator
Risk scenario modeling (recession, loss of key client)
Monthly progress tracking dashboard
Use Emergency Calculator

Complete Business Continuity Plan Template

Professional continuity planning for crisis resilience

Comprehensive business continuity plan template used by professional consultants to help businesses maintain operations during disruptions. Includes risk assessment frameworks, response procedures, recovery strategies, communication plans, and testing protocols for various crisis scenarios.

Comprehensive risk assessment framework
Step-by-step response procedures
Recovery strategies and timelines
Communication plans and contact lists
Use Continuity Template
Coming Soon - Advanced Tools

More Free Business Tools Coming Soon

We're developing additional free resources to help UK businesses navigate financial challenges. Get notified when these powerful tools become available.

Insolvency Risk Calculator

AI-powered assessment tool to calculate your business's insolvency risk score with personalized recommendations.

Coming Q2 2024

HMRC Negotiation Assistant

Interactive tool to generate personalized HMRC negotiation strategies and Time to Pay proposals.

Coming Q2 2024

Quick Business Valuation

Instant business valuation calculator using multiple methodologies for asset protection planning.

Coming Q3 2024

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Premium Lead Magnets - High-Value Resources

Advanced Business Rescue Tools & Calculators

Professional-grade business assessment tools used by insolvency practitioners and business consultants. Get instant analysis and personalized recommendations for your specific situation.

Director Personal Liability Risk Assessment

Interactive risk calculator with personalized protection plan

Comprehensive 47-question assessment analyzing your personal liability exposure as a company director. Covers wrongful trading risks, misfeasance claim vulnerabilities, disqualification threats, and personal guarantee exposures. Generates a detailed risk score with specific protection recommendations.

47-point director liability risk analysis
Personal asset protection strategy generator
Wrongful trading prevention checklist
Misfeasance claim defense preparation guide
Calculate Your Risk Score

Business Insolvency Probability Calculator

AI-powered insolvency risk prediction with prevention roadmap

Advanced algorithm analyzing 23 key financial and operational indicators to predict insolvency probability over 6, 12, and 24-month periods. Based on data from 10,000+ UK business failures. Includes early intervention recommendations and prevention strategies tailored to your risk profile.

AI-powered insolvency probability prediction
6, 12, and 24-month risk forecasting
Personalized prevention action plan
Industry benchmark comparison analysis
Get AI Risk Analysis

HMRC Debt Settlement Calculator & Negotiation Planner

Strategic HMRC negotiation tool with settlement scenarios

Comprehensive HMRC debt analysis tool calculating optimal Time to Pay arrangements, penalty reduction opportunities, and settlement strategies. Includes negotiation scripts, supporting documentation templates, and success probability scoring based on your specific circumstances and HMRC's current policies.

Optimal Time to Pay arrangement calculator
Penalty reduction opportunity analysis
Negotiation success probability scoring
Professional negotiation scripts & templates
Plan HMRC Negotiation

CVA vs Administration Decision Matrix

Interactive decision tool with cost-benefit analysis

Sophisticated decision-making tool analyzing your business situation against 31 key criteria to recommend the optimal insolvency procedure. Compares CVA, Administration, and liquidation options with detailed cost analysis, timeline projections, and success probability assessments based on your specific circumstances.

31-criteria business suitability analysis
Detailed cost comparison (CVA vs Administration)
Success probability assessment for each option
Timeline and process roadmap generator
Find Best Option

Industry-Specific Business Rescue Guides

Tailored recovery strategies for different business sectors, based on industry-specific challenges and opportunities.

Retail Recovery Guide

Sector-specific strategies for retail businesses facing challenges from online competition and changing consumer behavior.

Download Guide →

Hospitality Rescue Guide

Specialized recovery strategies for restaurants, hotels, and leisure businesses dealing with post-pandemic challenges.

Download Guide →

Construction Recovery Guide

Industry-specific solutions for construction companies dealing with cash flow issues, contract disputes, and supply chain problems.

Download Guide →

Tech Startup Recovery Guide

Specialized guidance for technology companies and startups facing funding challenges and rapid scaling issues.

Download Guide →
Frequently Asked Questions

Business Crisis & Insolvency FAQ

Expert answers to the most common questions about business rescue, insolvency prevention, and director protection in the UK.

What are the early warning signs that my business needs professional help?

What's the difference between a CVA and Administration for UK businesses?

How can I protect my personal assets as a company director?

What are my options for dealing with HMRC debt in the UK?

How much does business rescue and insolvency advice cost in the UK?

What happens to directors after company liquidation in the UK?

Still Have Questions?

Get personalized answers from our business rescue experts. Free consultation available.

Book Free Consultation
Call: 01484 861406
Expert Resource Library

Comprehensive Business Rescue Knowledge Base

Download our complete library of business rescue guides, legal templates, financial planning tools, and industry-specific recovery strategies. All resources created by qualified UK business specialists.

Legal & Compliance

Essential legal documents, compliance checklists, and director protection resources.

Director Duties Checklist
Wrongful Trading Prevention Guide
Board Meeting Minutes Template
Misfeasance Claims Defense Kit
Download Legal Pack

Financial Planning

Professional financial planning tools, templates, and analysis frameworks.

Advanced Cash Flow Model
Break-Even Analysis Tool
Debt Restructuring Calculator
Financial Restructuring Playbook
Download Finance Pack

Negotiation & Communication

Professional scripts, templates, and strategies for creditor negotiations.

HMRC Negotiation Scripts
Supplier Payment Deferral Letters
Landlord Rent Negotiation Kit
Crisis Communication Playbook
Download Negotiation Pack

Complete Business Rescue Resource Library

Get instant access to our complete library of 50+ professional business rescue resources, templates, calculators, and guides. Everything you need to navigate business financial difficulties successfully.

50+
Professional Resources
£2,500
Value if Purchased Separately
FREE
Complete Access

✓ Instant download ✓ No registration required ✓ Professional-grade resources ✓ Regular updates

Success Stories & Testimonials

Real UK Businesses We've Rescued

See how our business rescue expertise has helped UK companies avoid insolvency, negotiate with creditors, and return to profitability.

95%
Insolvency Avoided
300+ businesses saved
£12M+
Debt Restructured
Successful negotiations
24hrs
Average Response
Emergency support
15+
Years Experience
UK business rescue

Manchester Retail Chain

£2.3M Turnover • 45 Employees

The Challenge:

Family-owned retail chain facing £380k HMRC debt, supplier payment delays, and potential winding-up petition. COVID-19 impact reduced footfall by 60%, threatening 45 jobs across 3 locations.

Our Solution:

  • • Negotiated 18-month HMRC Time to Pay arrangement
  • • Restructured supplier payment terms (30% immediate reduction)
  • • Implemented 13-week cash flow forecasting system
  • • Secured £150k emergency funding through CBILS

The Result:

✓ Business saved • All jobs retained • Returned to profitability within 8 months

Current status: Expanding to 4th location in 2024

"Tenable Business Support didn't just save our business - they gave us the tools and knowledge to prevent future crises. Their 13-week cash flow system is now central to our planning."

Birmingham Construction Company

£4.8M Turnover • 78 Employees

The Challenge:

Construction company facing £650k creditor pressure, major client payment delays, and potential administration. Supply chain disruption and material cost increases threatened project completion.

Our Solution:

  • • Structured Company Voluntary Arrangement (CVA) proposal
  • • Negotiated 75% creditor approval within 6 weeks
  • • Secured £200k working capital facility
  • • Implemented project cash flow management system

The Result:

✓ CVA approved • £650k debt restructured over 4 years • Business stabilized

Current status: Completed CVA early, now debt-free and growing

"The CVA process seemed impossible until Tenable stepped in. They handled everything professionally and kept our business running throughout. We're now stronger than ever."

London Restaurant Group

£1.8M Turnover • 32 Employees

The Challenge:

Restaurant group with £280k HMRC debt, rent arrears, and Bounce Back Loan repayment difficulties. Post-lockdown recovery slower than expected, threatening closure of 2 locations.

Our Solution:

  • • HMRC Time to Pay arrangement (12 months)
  • • Landlord rent deferral negotiations
  • • BBL payment holiday and restructuring
  • • Cost optimization and menu engineering

The Result:

✓ All debts restructured • Both locations saved • 32 jobs retained

Current status: Profitable and planning 3rd location opening

"We were days away from closing when Tenable intervened. Their negotiation skills with HMRC and landlords were exceptional. They saved our family business and our team's livelihoods."

Leeds Tech Startup

£800k Turnover • 15 Employees

The Challenge:

Fast-growing tech startup facing cash flow crisis after major client delayed £200k payment. Unable to meet payroll and supplier obligations, with director personal guarantees at risk.

Our Solution:

  • • Emergency cash flow management and forecasting
  • • Supplier payment negotiations and deferrals
  • • Invoice factoring facility arrangement
  • • Director personal guarantee protection strategy

The Result:

✓ Cash flow stabilized • All staff retained • Growth resumed

Current status: Secured Series A funding, team doubled in size

"Tenable's rapid response saved our startup during a critical growth phase. Their cash flow forecasting tools are now integral to our financial planning. Highly recommended for any growing business."

Could Your Business Be Our Next Success Story?

Don't wait until it's too late. Get the same expert support that has helped 300+ UK businesses avoid insolvency and return to profitability.

Book Your Free Consultation
Emergency Line: 01484 861406

✓ Same-day response ✓ No obligation ✓ Confidential consultation ✓ 95% success rate

Ready for Expert Help?

Need More Than Free Resources?

While our free resources provide valuable guidance, sometimes you need personalized expert support. Get professional help from qualified business specialists who have successfully rescued over 500 UK businesses.

Immediate Response

Get expert advice within hours, not days. Our specialists understand business crises require urgent action.

Proven Success

95% success rate in avoiding insolvency. Over £50M in debt deferrals secured for our clients.

Qualified Experts

15+ years experience with qualified business specialists, not generic consultants.

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Call Now: 01484 861406
500+
Businesses Rescued
95%
Success Rate
£50M+
Debt Deferrals
15+
Years Experience