We are not authorised to give advice to private individuals about personal debt and/or bankruptcy. This page is for information purposes only. However, what we can do is pass your details onto a company that is authorised to help with advice and guidance regarding personal debt solutions.
Support for Directors Facing Personal Financial Pressure
When your business is struggling, personal finances often suffer too. You're not alone — and you don't have to face this in silence.
Director-level financial problems often come from circumstances outside your control. You're not alone.
Sudden revenue drops or delayed payments draining reserves — forcing directors to use personal funds
Clients who don't pay — leaving you to cover the shortfall from personal resources
Tax demands that escalate quickly — PAYE, VAT, Corporation Tax debts becoming personal
Business loans, leases, and supplier credit you've personally guaranteed — now being called in
Market changes and inflation eating margins — personal credit filling the gap
CCJs, bailiffs, and enforcement action — worried about what comes next
It means you did everything you could to protect your business.
We help you regain clarity, explore every option, and protect your future — with calm, confidential guidance.
Explained clearly — no judgement, just honest guidance
Sometimes bankruptcy is the fastest way to reset, rebuild, and move forward.
For many people, bankruptcy is far less damaging than they fear.
A structured plan to write off unaffordable debt and repay what you reasonably can over time.
An informal plan that stops interest and reduces payments.
We explain the pros, cons, and long-term impact so you can make an informed decision.
A low-cost option for people with small debts and limited assets.
If you qualify, it can be a simple way to reset your finances — we'll tell you honestly if it's suitable for your circumstances.
Eligibility matters: We'll assess if you meet the criteria and guide you through the application process.
Understanding the wider impact on your life and career
Financial pressure clouds judgment and impacts strategic business decisions
Debt can strain family relationships and create tension at home
Anxiety, sleeplessness, and constant worry about the future
Difficult to concentrate on growth when personal finances are in crisis
Understanding how bankruptcy or IVAs affect your ability to act as a director
Credit rating impact and ability to borrow or secure funding in the future
Most importantly, we show you how to protect yourself, regain control, and plan for a better future.
Clear guidance. No surprises. No judgement.
What you can expect when you speak with us
Private, discreet conversations where everything stays between us
We break down complex debt solutions into plain English you can understand
No pressure, no sales pitch — just a safe environment to explore your options
Actionable steps tailored to your specific situation and circumstances
We understand how you got here. Our job is to help you move forward
"Many directors tell us they feel better after the first 10 minutes."
That relief comes from finally having clarity — and knowing you're not alone.
Because panic decisions often make things worse
Many people think bankruptcy is their only option when there are better alternatives. We help you explore all routes before taking an irreversible step.
Waiting until bailiffs arrive or CCJs are issued drastically reduces your options. Early intervention protects you and gives you more control.
Not all debts are equal. We help you prioritize what to pay first to avoid legal action and protect your essential assets.
Every debt solution has consequences. We ensure you understand exactly what happens next before you commit to anything.
Don't let panic, fear, or embarrassment drive your decisions. Talk to someone who understands director-level debt and can give you honest, practical advice.
Your personal finances don't define you — and there are always options.
No pressure. No judgement. Just clear, honest guidance from someone who understands.
Call Direct
Speak to our team
Fast Response
Usually within 2 hours
100% Confidential
Private & secure
Expert answers to common questions about personal debt solutions, bankruptcy, IVAs, and protecting your future.
Non-judgmental support to help you regain control of your personal finances.