We act for YOU the director — not your creditors

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HMRC Debt Specialists

HMRC Debts, PAYE Arrears, VAT Problems & Corporation Tax Issues

Practical Support for UK Directors Under Pressure

When HMRC debt begins to build up, it can feel overwhelming — and many directors don't realise how quickly the situation can escalate. Whether you're behind on PAYE, VAT, Corporation Tax, or receiving warning letters from HMRC, you are not alone. Thousands of UK businesses face this every year.

At Tenable Business Support

We specialise in helping directors deal with HMRC problems quickly, calmly and legally — before they turn into serious consequences.

Free Consultation
100% Confidential
Same-Day Response
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Common HMRC Debts We Help With

Specialist support for the most pressing HMRC obligations facing UK directors

✔ PAYE & National Insurance Arrears

Falling behind on PAYE is extremely common, especially when cashflow is tight.

HMRC may issue:

  • Late payment penalties
  • Notices of enforcement
  • Threats of winding-up action
  • Director liability claims (in serious cases)

We help you put a plan in place and communicate safely with HMRC before matters escalate.

✔ VAT Arrears

VAT debt is one of the fastest ways HMRC will move against a business.

You may receive:

  • VAT surcharge penalties
  • Default notices
  • Demands for immediate payment
  • Threats of distraint or winding-up petitions

We help you understand your options and negotiate breathing space where possible.

✔ Corporation Tax Debt

Corporation Tax often becomes overdue when cashflow collapses or when a business is already struggling.

The risk?

  • Penalties
  • Interest
  • Enforcement
  • Court action
  • Pressure on directors

We work with you to stabilise the situation and avoid panic decisions that make things worse.

Why HMRC Debts Become Overwhelming

Most directors don't fall behind because they're careless — it usually happens because of:

Sudden loss of contracts
Rising costs and overheads
Unexpected bills
Cashflow gaps
Poor accounting support
Trying to "keep the business going"
Stress and decision fatigue

Critical Truth:

HMRC debt doesn't go away on its own — but the earlier you get help, the more options you have.

What HMRC Can Do If Debt Continues to Build

HMRC has more power than any other creditor. If ignored, they may:

Penalties & Interest

Add penalties and interest that compound quickly

Account Freezing

Freeze your bank accounts without warning

Field Agents

Send field agents to your business premises

Asset Seizure

Take control of goods (distraint)

Statutory Demand

Issue a statutory demand for immediate payment

Court Action

Apply for enforcement action through courts

Winding-Up Petition

Force your company into compulsory liquidation

Director Disqualification

Pursue director disqualification proceedings

This is why speaking to an expert early is critical

Not when it's too late.

Your Options When You Owe HMRC

Every situation is different, but the main options include:

1

Time to Pay Arrangement (TTP)

A structured plan that allows you to repay HMRC over 6–12 months (sometimes longer).

We help prepare the proposal, negotiate with HMRC and ensure it's realistic.

2

Business Restructuring

If cashflow is temporarily tight, restructuring payments and operations can relieve the pressure.

3

Company Voluntary Arrangement (CVA)

If debts are too large for a Time to Pay plan, a CVA may allow you to repay less over time — while continuing to trade.

4

Administration or Creditor Protection

Where necessary, formal protection can safeguard the business while a recovery plan is created.

5

Liquidation (as a last resort)

If the business cannot recover, we ensure the process is handled correctly — protecting directors from wrongful trading risks.

Why Speak to Us First

Directors often unintentionally make things worse by:

Preferential Payments

Paying HMRC ahead of other creditors (can be classed as preferential)

Ignoring Communication

Ignoring HMRC letters and missing critical deadlines

Insolvent Trading

Taking dividends while insolvent

Personal Liability

Borrowing personally to pay HMRC

Panic Decisions

Panicking and making unsafe decisions

Protection First

A quick conversation with us can prevent long-term director liability.

Free, Confidential HMRC Debt Review

We offer:

Calm, clear guidance
Full review of your HMRC position
Plain-English explanation of options
Help negotiating with HMRC
Protection against director risks
Advice tailored to your business and industry

There is no judgement — just practical, experienced support.

100% Confidential & Free

Book Your Free, Confidential HMRC Debt Consultation

If you're dealing with PAYE arrears, VAT debt, Corporation Tax problems, or HMRC enforcement, speak to us now.

We help directors across the UK — quickly, calmly, and confidentially.

Your information is completely confidential and will only be used to help resolve your HMRC debt situation. We never share your details with third parties.

You don't have to face HMRC alone.

We're here to help you take back control.