Every business is different — and so is every path forward. Two companies with the same cashflow problems, debt levels or trading issues may need completely different solutions.
At Tenable Business Support, you get clear, honest advice that helps you make the right decision with confidence. We don't force anyone down a single route — we look at your situation, your pressures, and your goals.
You're not coming to us for jargon or judgement.
You're coming to us for clarity.
Private, discreet, and focused entirely on helping you.
Many directors face financial difficulty — you are not alone, and you are not a failure.
You'll get clarity, not confusion.
Sometimes the biggest relief comes from speaking to someone who isn't emotionally involved. We see clearly when you feel overwhelmed.
We reduce panic, avoid rushed mistakes, and help you regain control.
We walk through each step with you so you fully understand your position and your options.
We identify what's urgent, what can wait, and where the real pressure points are.
Rescue, restructure, time-to-pay, refinancing, creditor negotiation, or closure — you'll know exactly what each one means.
We explain the director implications in simple terms so you can make informed, safe decisions.
Often there are simple steps you can take immediately to calm the situation.
We support whichever route is best for you — no agenda, no pressure.
You remain fully in control of every decision.
We simply give you the clarity to choose wisely.
Here are some of the most common solutions we help businesses with. The right one for you depends on your specific circumstances.
A formal agreement with creditors to pay debts over time. Ideal for viable businesses facing temporary cashflow issues.
Keep trading while repaying debts
Legal protection from creditor action
Typically 3-5 year repayment plan
Court-approved protection to rescue the business or achieve better outcomes for creditors than immediate liquidation.
Moratorium on creditor actions
Breathing space to restructure
Can lead to sale or rescue
Formal closure when the company cannot continue. A controlled, director-led process ensuring legal compliance.
Orderly wind-down process
Protects directors from wrongful trading
Assets distributed fairly to creditors
Tax-efficient closure for solvent companies. Perfect for retirement or when directors want to move on.
For profitable, solvent businesses
Significant tax advantages
Clean, professional exit
Strategic restructuring to restore profitability. For businesses worth saving with the right changes.
Operational and financial review
Cashflow management support
Creditor negotiation assistance
Negotiated solutions with creditors without formal insolvency proceedings. Often faster and less costly.
Time to Pay arrangements
Payment plans with HMRC
Creditor compromise agreements
These options are not one-size-fits-all. What works for one company may not suit another, even with similar challenges. Our role is to help you understand which path makes the most sense for your specific situation, timeline, and goals.
This is the most common question we're asked — and it's exactly the right one. The answer depends on several key factors:
Are you solvent or insolvent? Trading profitably or making losses? This fundamentally affects which options are available.
Do you want to save the business, close it cleanly, protect personal assets, or retire? Your goals shape the recommendation.
Are creditors taking action? Is HMRC pursuing a winding-up petition? Timing affects what's realistic and advisable.
What are the implications for you personally? Your team? Your reputation? These matter in choosing the right path.
Will creditors support an informal arrangement? A CVA? Or is formal protection needed? Their stance influences strategy.
We assess all of these factors together during your initial consultation. You'll leave with clarity on which options make sense for you — and which don't.
Not Your Creditors
Our role is to give you down-to-earth, easy-to-understand, common sense advice that's best for you — not what suits banks, HMRC, or other creditors.
No corporate jargon. No confusing terms. Just straight-talking guidance in plain English that makes sense.
We explain everything clearly so you can make informed decisions with confidence, not confusion.
Practical, realistic solutions that work in the real world — based on decades of experience helping directors like you.
You need someone in your corner who understands the pressure you're under and gives you honest advice about what's best for your situation — not what's convenient for creditors.
If you're experiencing any of these situations, don't wait. Early action dramatically improves your options.
HMRC or another creditor has filed to force your company into compulsory liquidation. You typically have 7-21 days to respond before a court hearing.
Your bank has frozen your account due to concerns about the business. This requires immediate attention to maintain trading ability and prevent further restrictions.
A County Court Judgment has been issued or you've received a statutory demand for £750+. Left unchallenged, this can lead to a winding-up petition.
You're missing payroll, delaying supplier payments, or bouncing cheques. This is a clear sign of insolvency and requires professional advice immediately.
The business has been making losses for multiple months with no clear path to profitability. Continuing without a plan risks wrongful trading liability.
Bailiffs have visited or are scheduled to visit. Creditors are taking enforcement action to seize assets or recover debts through legal means.
Don't wait for the situation to worsen. Every day counts when urgent action is needed. Call us now for emergency guidance.
Here are the questions we're asked most often when business owners are trying to understand their options.
Every situation is unique. Get personalized answers to your specific concerns during a free consultation.
Book Your Free CallA single conversation could reduce your stress, protect your position, or even save your business.
You do not need to make decisions alone or under pressure.
No judgement.
No pressure.
Just straight, honest advice when you need it most.