Finance for Limited Companies UK | Business Loans, Invoice Finance & Asset Finance
Expert UK Business Finance Solutions

Finance for Limited Companies

Tailored financial solutions for UK limited companies. From business loans and invoice financing to R&D tax credits and cash flow management – we connect directors with the right funding options.

£10K+
Minimum Funding
48hrs
Fast Approval
100%
Confidential
Finance Solutions for UK Ltd Companies

Business Finance Options for Limited Companies

Whether you need working capital, equipment financing, or growth funding, we help UK limited company directors access the right finance solutions tailored to their business needs.

Business Loans

Unsecured and secured business loans from £10,000 to £500,000+ for UK limited companies. Competitive rates with flexible repayment terms.

  • £10K - £500K+ available
  • 1-7 year terms
  • Fixed or variable rates

Invoice Financing

Release up to 90% of outstanding invoice value within 24 hours. Perfect for B2B companies with cash flow tied up in unpaid invoices.

  • Up to 90% advance
  • 24-hour funding
  • Confidential options

Asset Finance

Finance equipment, vehicles, and machinery for your limited company. Preserve working capital while acquiring essential business assets.

  • Hire purchase available
  • Lease options
  • Tax efficient

R&D Tax Credits

Claim back up to 33% of qualifying R&D expenditure. Many UK limited companies miss out on thousands in unclaimed tax relief.

  • Up to 33% back
  • SME & RDEC schemes
  • Retrospective claims

Merchant Cash Advance

Fast funding for retail and hospitality limited companies. Repayments automatically adjust based on card sales volume.

  • Flexible repayments
  • 48-hour approval
  • No fixed term

Working Capital

Short-term revolving credit facilities for managing cash flow gaps. Essential for seasonal businesses and growing limited companies.

  • Revolving facility
  • Pay interest only
  • Instant access
Why Limited Company Finance?

Why UK Limited Companies Choose Specialist Business Finance

As a limited company director, accessing the right funding can mean the difference between growth and stagnation. Unlike sole traders, limited companies have unique financing options and requirements.

Limited Liability Protection

Business finance for limited companies typically doesn't require personal guarantees on smaller amounts, protecting your personal assets.

Corporation Tax Benefits

Interest payments on business finance are typically tax-deductible, reducing your corporation tax bill and improving cash flow.

Higher Funding Limits

Limited companies can typically access larger funding amounts than sole traders, enabling significant growth investment.

Business Credit Building

Responsible borrowing builds your company's credit profile, making future financing easier and more affordable.

UK Limited Company Finance Statistics

£59 Billion
SME lending market in the UK (2024)
67%
Applications approved
4.9M
UK SMEs registered
48hrs
Average decision time
200+
Lenders in network

Ready to explore your options?

Get Free Finance Consultation
Eligibility Requirements

Finance Eligibility for UK Limited Companies

Understanding what lenders look for helps you prepare a stronger application. Here's what UK limited companies typically need to access business finance.

Essential Requirements

  • UK registered limited company (Ltd)
  • Minimum 6 months trading history
  • UK-based directors aged 18+
  • Active UK business bank account
  • Minimum £5,000 monthly turnover

Documentation Needed

  • 3-6 months business bank statements
  • Latest filed accounts (if available)
  • Director ID verification
  • Management accounts (larger amounts)
  • Business plan (growth finance)

Factors That Help

  • Strong personal credit (director)
  • Consistent monthly revenue
  • No recent CCJs or defaults
  • Profitable trading (or clear path)
  • Industry with low risk profile

Don't Meet All Requirements?

Even if your limited company doesn't meet every criterion, specialist lenders may still be able to help. We work with over 200 lenders with different appetites for risk. Speak to us to explore your options.

Simple Application Process

How to Get Finance for Your Limited Company

Our streamlined process helps UK limited company directors access funding quickly and efficiently.

1

Free Consultation

Tell us about your limited company's funding needs. We'll discuss options with no obligation and complete confidentiality.

Takes 10 minutes
2

Compare Options

We search 200+ lenders to find the best finance options for your limited company. Receive multiple quotes to compare.

Within 24 hours
3

Application Support

Once you choose a lender, we help prepare and submit your application to maximise approval chances.

Same day submission
4

Receive Funding

Upon approval, funds are typically deposited directly into your company bank account. Fast and straightforward.

Usually 48-72 hours
Frequently Asked Questions

Limited Company Finance FAQs

Common questions about business finance for UK limited companies

Get Expert Finance Advice for Your Limited Company

Whether you're looking to grow, manage cash flow, or fund a specific project – our team helps UK limited company directors find the right finance solutions.

100% Confidential
Expert Advisors
200+ Lenders

Important Disclaimer

Tenable Business Support acts exclusively for UK limited companies. We do not act for individuals, sole traders, partnerships, or any other business structure. We do not provide or arrange any consumer credit lending, personal loans, consumer finance, or residential mortgages. We do not offer any financial advice in any form for any lending. All our services are strictly business-to-business for registered limited companies only.