What are the early warning signs that my business needs help?

Key warning signs include declining cash flow, increasing debt levels, difficulty paying suppliers or HMRC, relying heavily on overdrafts, losing key customers or staff, and receiving legal threats like statutory demands or winding up petitions.

How can you help protect my personal assets as a company director?

We provide comprehensive director protection including defense against misfeasance claims, personal liability assessments, asset protection strategies, and guidance on director duties during financial distress.

What's the difference between a CVA and Administration?

A Company Voluntary Arrangement (CVA) allows your business to continue trading while paying creditors reduced amounts over time. Administration provides stronger legal protection but involves an administrator taking control.

Emergency Fund Calculator

Calculate the optimal emergency fund size for your business and create a personalized savings plan to build financial resilience.

Calculate Your Emergency Fund

Monthly Business Expenses

Staff Costs (£)

Rent & Utilities (£)

Loan Payments (£)

Other Fixed Costs (£)

Emergency Fund Target (months)

Your Emergency Fund Plan

Monthly Expenses

£25,000

Target Emergency Fund

£150,000

Current Savings

Amount Still Needed

£150,000

Emergency Fund Calculator

Calculate Your Emergency Fund

Monthly Business Expenses

Your Emergency Fund Plan

Savings Plan Options